Mortgage Analyst

Prodigy HR Solutions - Our client is recruiting to fill the position below:

Job Title: Mortgage Analyst

Location: Lagos Summary We are seeking a detail-oriented and quality-driven persons to join its team. We are looking for a qualified professional with strong financial analysis, credit assessment, and mortgage transaction experience to support property financing and mortgage lending operations.

Key Responsibilities

Analyse mortgage applications, income, credit profiles, financial capacity, and repayment ability. Conduct credit assessments, affordability analysis, and underwriting. Review property documentation, valuation reports, and title documents. Prepare comprehensive credit appraisal reports and recommendations for approval. Manage mortgage applications throughout the entire process. Liaise with commercial banks, mortgage institutions, valuers, solicitors, and other stakeholders to facilitate mortgage financing. Ensure all transactions comply with regulatory requirements, lending policies, and internal controls. Advise prospective homeowners on mortgage options, eligibility criteria, repayment structures, and documentation requirements.

Requirements

Bachelor's Degree in Finance, Accounting, or a related discipline. Minimum of 5 years' relevant experience, preferably in a commercial bank or mortgage bank. Proven experience in residential property financing and mortgage transactions. Strong analytical, financial assessment, communication, and report-writing skills. Excellent attention to detail and knowledge of mortgage lending processes. Salary N500,000 - N800,000 monthly net.